Scott M. Kosnoff

Artificial Intelligence, Big Data and Algorithms 

Scott helps clients design and implement robust risk management frameworks that address regulatory, litigation, and reputational exposure arising from the use of AI, emphasizing a holistic, multidisciplinary approach across the entire AI life cycle. Leveraging deep experience with emerging AI regulations and working closely with the firm’s data scientists, Scott also assists insurers in evaluating algorithms for unintended bias, bringing a practical, first-hand understanding of evolving regulatory expectations to this complex and rapidly developing area.

A recognized thought leader in AI governance, Scott closely monitors the development of new standards and regulations shaping the use of AI. His insights have been sought at the highest levels — at the request of the National Association of Insurance Commissioners, Scott has briefed the nation’s top insurance regulators regarding AI on multiple occasions, including in closed-door sessions. Most recently, he has briefed regulators on how insurers can employ AI risk management and governance to mitigate their regulatory, litigation, and reputation risk.

Insurance Regulatory

Scott advises clients on insurance regulation and public policy matters of all shapes and sizes. He regularly counsels on holding company and corporate governance matters, including board responsibilities and evolving disclosure requirements.

Insurance Transactional Matters

Scott has extensive experience guiding clients through complex insurance transactions, including mergers, acquisitions, and multistate regulatory approval processes. He regularly handles Form A and Form E filings, prepares for and navigates public hearings, and manages all facets of regulatory engagement from initial structuring to final approval. His transactional practice also includes work in reinsurance, with a focus on both indemnity and assumption reinsurance arrangements, as well as credit for reinsurance issues that are critical to deal execution and regulatory compliance.

Thought Leadership

Scott actively engages the public on issues related to the rule of law, using LinkedIn as a platform to share commentary on legal integrity, governance, and institutional accountability. His posts encourage open, informed discussion on how our legal system functions and why it matters in everyday life.

Desert Island Must-Haves

• U2, Star Trek, Diet Coke, Almost Famous