Long Term Care Insurance
Co-chair of the firm’s long-term care insurance (LTCi) practice, Nolan assists clients with issues relating to product development and marketing, policy wording, regulatory approval, claims review, complaint handling, premium rate issues, block closure, market conduct exams, litigation avoidance and predispute consulting, individual and class action litigation, and insolvency/liquidation issues. He also represents carriers in the sale, acquisition or reinsurance of long-term care insurance blocks. Additionally, Nolan assists carriers with life insurance and annuity combination products that include chronic illness coverage. He also represents third-party administrators in all aspects of LTCi administration.
Nolan frequently writes about LTCi issues and is asked to present to carriers and industry groups. Active in industry groups, Nolan consults with clients on innovations in care delivery and management, proactive policyholder engagement to improve health outcomes, regulatory and legislative changes to allow the market to respond better to the elder-care population, improvements to the rate increase application and approval process, and new concepts for effectively covering the next generation of long-term care needs.
Life and Disability Insurance
Nolan assists life insurers and annuity issuers with regulatory compliance, dispute resolution and litigation. He counsels clients on fraud detection and investigation policies and procedures, suitability issues, fraud reporting requirements, anti-money-laundering and Office of Foreign Asset Control compliance, policies and procedures governing brokers and agents, sales practices issues, and compliance with federal and state regulations related to the sale of cannabis products.
In the event of disputes, Nolan represents life and disability carriers nationwide in life insurance, disability insurance and annuity litigation. He defends insurers in lawsuits involving cost of insurance issues, sales practices, suitability, material misrepresentation and rescission, lapse, insurable interest, fraud and premium financing issues.
Nolan advises clients on statutes of limitations debts, collectability issues, expired judgments, Fair Debt Collection Practices Act (FDCPA) compliance and Consumer Financial Protection Bureau (CFPB) compliance. He also represents clients in privacy and cyber liability compliance, including data breach response programs and the Gramm-Leach-Bliley Act.
Prior to joining the firm, Nolan worked as a law clerk for the Hon. Eduardo C. Robreno at the United States District Court for the Eastern District of Pennsylvania.