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Miko E. Hernandez



Miko Hernandez works closely with clients to execute commercial financing transactions that align to their business goals. She represents agents, lenders, tribes, developers, private equity groups and other business entities in all aspects of syndicated loan transactions, agricultural lending, tribal financing, structured financings and other financing transactions. Miko also advises financial institutions and tribal entities in workouts and refinancing of credit facilities.

Financial Transactions

Miko represents commercial and cooperative banks, hedge funds, financial institutions and other lenders in a variety of transactions, including asset-based loans, borrowing base loans and cross-border financings.

Native American Finance

Miko is a member of the firm's nationally recognized Native American finance team where she represents tribes and financial institutions nationwide in connection with complex financing and development of casinos, hotels, governmental and health clinics, and tax-exempt projects. Such transactions involve navigating through licensing and/or regulatory approvals by tribal and state gaming commissions, the National Indian Gaming Commission and the Bureau of Indian Affairs.

Miko also advises tribal clients on general business matters, including the negotiation of treasury management and merchant processing agreements and other banking agreements.


Bar Admissions


Court Admissions

U.S. District Court for the District of Minnesota


University of Illinois College of Law
J.D. cum laude (2005)

Saint Louis University
B.S. in Accounting, summa cum laude (2001)

Insights & Events

Other Perspectives
  • Negotiating Sovereignty in a Market Economy
    Native American Finance Officers Association Conference, New Orleans, 2014
  • Impact of the 2012/2013 Drought on Syndicated Agribusiness Finance Transactions and Related Agribusiness Finance Legal Developments
    American Bar Association Spring Meeting of the Business Law Section – Agriculture & Agribusiness Financing Subcommittee, Washington, D.C., 2013

Leadership & Community

Pro Bono

  • Minnesota Indian Women's Resource Clinic
  • Minnesota State Bar Association — North Star Lawyer, 2013

Professional Associations

  • American Bar Association
  • Minnesota American Indian Bar Association
  • Minnesota State Bar Association
  • Lavender Bar Association
  • Twin Cities Diversity in Practice

Civic Activities

  • Minnesota Indian Women's Resource Center — Board of Directors


  • Chambers USA — Nationwide, Native American Law: Finance, 2022-24
  • Chambers USA — Nationwide, Native American Law, 2016-21
  • Leadership Council on Legal Diversity — Fellow, 2015
  • Minnesota Super Lawyers — Rising Star, Banking, 2014-15; Rising Star, Native American Law, 2021
  • National LGBT Bar Association — Best LGBT Lawyers Under 40, Class of 2013
Awards Methodology
No aspect of these recognitions has been approved by the highest court of any state.
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