James M. Pfau



Jim Pfau represents borrowers, lenders (including administrative agents and arrangers) and other clients in a variety of complex financing and other commercial transactions, including senior secured and unsecured corporate credit facilities, supply-chain finance transactions, private equity lending, and commercial sales of goods and services. He focuses on the law of secured transactions, issues in syndicated lending, acquisition finance and agribusiness finance. Jim’s representation of borrowers and administrative agents in recent years has included individual credit facilities ranging from $2 million to $10 billion.


Bar Admissions



University of Michigan Law School
J.D. magna cum laude, Law Review (associate and senior editor) (1983)

Northwestern University
B.S.J. with distinction (1979)

Insights & Events

Other Perspectives
  • Article 9 for Dirt Lawyers – Understanding Security Interests in Fixtures and Personal Property: Obtaining, Preserving and Executing
    2020 Minnesota CLE Real Estate Institute, November 12, 2020
  • Transitioning from LIBOR – A Panel Discussion
    Banking Law Institute, September 1, 2020
  • Developments in Commercial Lending
    Minnesota Continuing Legal Education, Banking Law Institute, March 31, 2017
  • Security Interests in Fixtures — Creation, Perfection and Priority
    Minnesota Continuing Legal Education, Real Estate Institute, October 22, 2015
  • Unlucky 13: Thirteen Loan Documentation Mistakes and How to Avoid Them
    Minnesota Continuing Legal Education, Banking Law Institute, April 10, 2015
  • 9 for 9: Nine Things That Every Dirt Lawyer Should Know About Article 9
    Minnesota Continuing Legal Education, Real Estate Institute, November 13, 2014
  • “'You Know My Name (Look Up the Number)’: Is There Anything New to Say About Debtor’s Names?” and “’Twist and Shout’: The 1st Source Bank Decision”
    Minnesota Continuing Legal Education Business Law Institute, May 6, 2014
  • Security Interests in Proceeds of Collateral
    Strafford Publications, Inc., October 1, 2013

Leadership & Community

Professional Associations

  • Minnesota State Bar Association — Uniform Commercial Code and Commercial Finance Committee (co-chair, 2006-present); Business Law Section (chair, 2016-17)


  • BTI Consulting Group — BTI Client Service All-Star, 2022
  • Best Lawyers® — Banking and Finance Law, 2009-24 (Lawyer of the Year 2014, 2018, 2020, 2024); Securitization and Structured Finance Law, 2009-24
Awards Methodology
No aspect of these recognitions has been approved by the highest court of any state.
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