Kate L. Villanueva
Partner
Overview
Kate Villanueva leads the firm’s life and disability insurance team. Kate represents insurance companies in complex individual and class actions at the trial and appellate levels in state and federal courts nationwide. She handles insurance disputes involving annuities and life, disability, AD&D, and long-term care insurance. A significant portion of Kate’s practice involves advising insurers on issues related to the administration of policies, with specific focus on lapse and contestability processes, underwriting, sales practices, claims handling, and rescissions and insurable interest.
Before joining the firm, Kate served as a law clerk to Judge Morton I. Greenberg of the United States Court of Appeals for the Third Circuit, and for the Supreme Court of New Jersey.
Representative Experience
Results may vary depending on your particular facts and legal circumstances.
- Defeated class certification in case alleging wrongful termination of life insurance policies under California law.
- Reversal of certification in published opinion in case involving allegations of noncompliance with California Insurance Code.
- Summary judgment and Eleventh Circuit affirmance of proper application and interpretation of disability insurance policy riders relating to lifetime benefits.
- Summary judgment and Fourth Circuit affirmance of summary judgment in case involving application and interpretation of AD&D DUI exclusion.
- Summary judgment in dispute regarding alleged improper discrimination in underwriting.
- Summary judgment and dismissal of class claims in case involving alleged failure to pay benefits on lapsed policies.
- Summary judgment in New York case challenging rescission practices of life insurer.
- Defense of and favorable settlement in New Jersey-based putative class action alleging underpayment of state-mandated temporary disability benefits.
- Dismissal of claims in dispute alleging improper application of disability insurance policy’s notice provisions.
- Defense of and favorable settlement in putative class actions challenging improper rescission practices and “post-claim” underwriting.
Personal Interests
Kate lives in Moorestown, New Jersey. She enjoys spending time with her husband and four children.
Credentials
Bar Admissions
New Jersey
New York
Pennsylvania
Court Admissions
U.S. Court of Appeals for the Second Circuit
U.S. Court of Appeals for the Third Circuit
U.S. Court of Appeals for the Eleventh Circuit
U.S. District Court for the District of Colorado
U.S. District Court for the Eastern District of Michigan
U.S. District Court for the District of New Jersey
U.S. District Court for the Eastern District of New York
U.S. District Court for the Northern District of New York
U.S. District Court for the Southern District of New York
U.S. District Court for the Eastern District of Pennsylvania
U.S. District Court for the Western District of Wisconsin
Clerkships
U.S. Court of Appeals for the Third Circuit, Hon. Morton I. Greenberg, 2005-2006
Supreme Court of New Jersey, 2004-2005
Education
Lehigh University
B.S. (2002)
Rutgers School of Law - Camden
J.D. (2004)
Insights & Events
Latest
Insights
Leadership & Community
Professional Associations
- American Council of Life Insurers (ACLI)
- Association of Life Insurance Counsel (ALIC)
- National Association of Women Lawyers (NAWL)
Firm Leadership
- Drinker Biddle & Reath LLP — Leader, Life and Disability Insurance Team, 2017-20; Summer Associate Committee; Associates Committee
Honors
- Best Lawyers® — Insurance Law, 2026