A variable insurance company prevailed on a motion to dismiss claims for violations of California's Unfair Competition Law (UCL) and False Advertising Law (FAL), and for tortious breach of the implied covenant of good faith and fair dealing in a lawsuit alleging wrongful cost of insurance rate increases. Our firm represented the insurance company. U.S. Bank National Association v. PHL Variable Insurance Co., No. CV 11- 9517, 2012 WL 1525012 (C.D. Cal. Apr. 26, 2012).