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February 20, 2026

TCPA Case Tossed Because Defendant’s Unequivocal Records Trumped Plaintiff’s Equivocal Recollection

TCPA blog

A Texas district court entered summary judgment against a plaintiff who had brought TCPA claims against a debt collector, finding no genuine issue of fact because the plaintiff’s recollection was equivocal and the defendant’s records were not. The case is Anderson v. Monterey Financial Services, LLC, No. 6:25-cv-00102, 2026 WL 318773 (E.D. Tex. Jan. 16, 2026), in which the magistrate judge recommended granting the motion. That report and recommendation was adopted by the district court at 2026 WL 316533 (E.D. Tex. Feb. 5, 2026).

The plaintiff had sued Monterey Financial Services, LLC, claiming it had violated the TCPA by calling his cellphone in an effort to collect a debt, including after he had instructed it to stop calling him. The case was before the court on Monterey’s motion for summary judgment.

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