Scott Kosnoff is a top-notch regulatory, transactional and public policy counselor who loves his job. Trusted by regulators and industry alike, he helps clients seize exciting opportunities and accomplish ambitious goals, including in the following areas:

  • Artificial intelligence, Big Data and Algorithms
    • Working with the firm’s data consulting subsidiary, Scott uses his first-hand knowledge of evolving regulatory standards to help insurers assess their algorithms for unintended bias. It’s important, cutting-edge work.
    • Scott helps clients implement a risk management framework and minimize their risk of regulatory, litigation and reputational exposure. Effective risk management requires more than algorithmic testing; you need a holistic, multi-disciplinary approach throughout the AI life cycle.
    • Scott also helps clients stay on top of the emerging standards and regulations that will govern AI. There’s a lot going on.
    • At the invitation of the NAIC’s executive team, Scott briefed the nation’s top insurance regulators on the benefits and risks of AI at a closed-door commissioners’ roundtable. He presented to the NAIC’s AI Working Group at the request of the chair, helped develop the Principles on Artificial Intelligence, helped the NAIC host a special screening of Coded Bias and has been invited to brief the insurance regulators again later this year.
  • Mergers, acquisitions and multistate regulatory approvals. Form A filings, Form E filings, public hearings, the whole nine yards.
  • Reinsurance. Indemnity and assumption reinsurance transactions and credit for reinsurance issues. 
  • State-based insurance regulation, including action at the NAIC.
    • Regulatory and public policy matters of all shapes and sizes, helping clients with the who, what, where, when and why.
    • Race, equity, inclusion and insurance issues.
    • Suitability, sales practices, compliance assessments and market conduct challenges.
    • Holding company and corporate governance issues, including board duties and disclosure requirements.
  • Federal legislative, regulatory and policy developments. Insurance-related matters involving Congress, Treasury, the Federal Insurance Office, the FDIC and the Fed.
  • International insurance regulation. Standard setting by the Financial Stability Board and the International Association of Insurance Supervisors — and what it means for United States-based companies.
  • Troubled company and insolvency matters. Helping clients deal with someone else’s mess. 

Desert Island Must-Haves

  • U2, Star Trek, Iced Tea with Extra Lemon

Related Topics


Bar Admissions


Court Admissions

U.S. District Court for the Southern District of Indiana


University of Michigan Law School
J.D. magna cum laude, Order of the Coif, Michigan Law Review (associate and contributing editor) (1988)

Indiana University, Bloomington
B.S. with highest distinction (1985)

Insights & Events

Other Perspectives
  • Artificial Intelligence Briefing: Agencies Release Guidance on Employer Use of AI Systems
    Republished in The Journal of Robotics, Artificial Intelligence & Law, November–December 2022
  • I Can See Clearly Now – AI, Data and Ethics
    Speaker, Faegre Baker Daniels Privacy and Cybersecurity Summit, November 2019
  • Nearing a Resolution on Resolution
    Co-author with Sara Powell, NOLHGA Journal Vol. XXIII, Number 2, June 2017
  • From All Sides
    Co-author with Sara Powell, NOLHGA Journal Vol. XXI, Number 2, June 2015
  • Learning From the Financial Crisis
    Co-author with Sara Powell, FORC Quarterly Journal of Insurance Law and Regulation, March 2014
  • Dodd-Frank and Its Impact on Insurance Regulation
  • No Rest for the Weary: State, Federal and International Developments Impacting Guaranty Funds
  • How U.S. and International Responses to the Financial Crisis Are Shaping the Future of Insurance Regulation
  • Update on International Insurance Regulation
  • The FDIC's Preferred Resolution Strategy Under Dodd-Frank
  • Federal and International Update Regarding Receivership and Guaranty System Issues
  • Financial Services Reform: Implications for the Insurance Industry
  • Resolution Mechanisms in an Era of Systemic Risk
  • Acquisitions of Regulated Companies and Blocks of Business
  • 60 Minutes of Suitability
  • PBMs: Living in a Brave New (Increasingly) Regulated World
  • Constructive Guaranty Association/Receiver Interactions in a World of Complex Products and Interests

Firm Blog Contributions

  • LaborSphere – a resource providing coverage and insights on breaking cases, recently enacted legislation and a broad range of labor issues
  • LTCi Summit – a forum dedicated to a range of issues impacting the long-term care insurance community, including litigation, regulation and public policy

Leadership & Community

Professional Associations

  • Association of Life Insurance Counsel
  • Federation of Regulatory Counsel — Past Chair
  • American Bar Association — Tort, Trial and Insurance Practice Section (Insurance Regulation Committee, Past Chair)
  • National Association of Insurance Commissioners — Regularly attends NAIC meetings


  • Best Lawyers® — Corporate Law, 2006-24; Insurance Law, 2009-24
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