This attorney has been selected for the recognitions mentioned herein, which have been conferred by the corresponding publications and/or organizations noted. An overview of the award selection methodologies for these recognitions can be found here. Links to certain specific methodologies are embedded in individual entries. Results may vary depending on your particular facts and legal circumstances. No aspect of this advertisement has been approved by the Supreme Court of New Jersey.


Jessica Loesing Gallagher is a member of the firm's insurance group with experience in the life, disability, long-term care, and property and casualty sectors, as well as the financial services area.


Jessica assists life carriers in general and complex litigation involving secondary-market issues including stranger-originated life insurance and non-recourse premium financing, fraud and misrepresentation, policy lapses and disputes, interpleader matters, and bad faith issues. Additionally, she represents insurers with respect to cost-of-insurance issues, including litigation involving rate increases on universal life policies. Jessica also represents carriers in litigation involving disability policies, including coverage and claim disputes, as well as Employee Retirement Income Security Act (ERISA) issues.

Jessica also represents long-term care insurers in litigation arising from claims disputes, bad faith allegations, premium rate increases, and fraud. She also assists insurers and other members of the industry in developing antifraud programs, reinsurance transactions, regulatory and compliance issues, premium rate increases, pre-litigation disputes, and HIPAA and other regulatory and compliance issues.

As a member of the property and casualty team, Jessica also represents P&C insurers in numerous types of first- and third-party claims, business interruption coverage and coverage disputes involving large-scale construction defects, environmental contamination, advertising injuries, sexual abuse, fire and water losses, and bad faith claims. Jessica is a member of the firm’s Business Interruption sub-team, which closely monitors developments related to business interruption coverage claims amidst the COVID-19 outbreak to effectively assist clients in managing and defending such claims.

Structured Settlements

Jessica is also a member of the firm’s structured settlement and annuity team. As a member of this team, Jessica has represented annuity owners and issuers in connection with the transfer of structured settlement payment rights, including opposing such transfers where they fail to comply with applicable federal and state statutes. She has also represented insurers in connection with improper attempts by payees to accelerate payments under annuities, Medicare set-aside account issues, and complex change requests from payees. Jessica co-developed the group’s Overpayment Recovery Program, which assists insurers in recovering funds overpaid on annuities following the death of the measuring life and addressing other problems created by gaps in reporting to the death master file.

Related Topics


Bar Admissions

New Jersey

Court Admissions

U.S. District Court for the Middle District of Pennsylvania
U.S. District Court for the Eastern District of Pennsylvania
U.S. District Court for the District of New Jersey
U.S. Court of Appeals for the Third Circuit


Rutgers School of Law
J.D. cum laude, Dean's Scholar

University of Missouri

Insights & Events

Other Perspectives

Firm Blog Contributions

  • LTCi Summit – a forum dedicated to a range of issues impacting the long-term care insurance community, including litigation, regulation and public policy

Leadership & Community

Pro Bono

Jessica provides pro bono legal representation through the Support Center for Child Advocates, Philly VIP, and the Philadelphia Bar Association.


  • American Property Casualty Insurance Association — Emerging Leader, 2024
    This award is conferred by the American Property Casualty Insurance Association. A description of the selection methodology is available here. No aspect of this advertisement has been approved by the Supreme Court of New Jersey.
  • Faegre Drinker — Pro Bono Honor Roll, 2020-23
    This award is conferred by Faegre Drinker. A description of the selection methodology is available here. No aspect of this advertisement has been approved by the Supreme Court of New Jersey.
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