W. Neil Rambin

Senior Counsel


Neil Rambin is a civil trial attorney with more than 35 years of litigation experience, primarily on behalf of the insurance industry. Neil currently focuses on the representation of insurance companies in commercial disputes, insurance coverage disputes, extra-contractual claims and disputes between insurance and reinsurance companies.

With a deep understanding of various types of property and casualty insurance policies, Neil has litigated claims and disputes arising from general liability, professional liability, property, marine, aviation, workers’ compensation, fidelity, automobile, excess liability, umbrella and surplus lines policies. He has also recently served as an expert witness on the obligations of liability insurers arising out of third-party liability claims and litigation, including the proper response to policy limits demands.

Neil frequently writes and speaks on the potential challenges, risks and insurance coverage issues related to climate change and weather.

Neil also counsels insurers and reinsurers on their obligations to their insureds and on the avoidance of bad-faith claims, as well as reinsurers and their reinsureds on matters arising out of reinsurance agreements.

Since January 1, 2016, Neil and his team have tried 11 cases involving direct actions against insurance companies to a jury verdict, obtaining a complete defense verdict of no-liability in 10 of the cases. Neil has litigated matters in Texas, California, Oregon, New Mexico, Ohio, Kentucky, West Virginia and Massachusetts.

Representative Experience

  • Obtained the first federal court order and reasoned opinion granting the summary dismissal of a suit by an insured business owner against a property insurer seeking coverage for business interruption losses as a result of governmental orders entered in response to the COVID-19 pandemic.
  • Obtained seven jury verdicts of no liability since January 1, 2016, in various suits for coverage under first-party property policies arising out of storm events.
  • Obtained a summary judgment of no coverage under a commercial crime policy as the insured did not own the misappropriated funds.
  • Obtained a jury verdict on behalf of a property insurance carrier in connection with claims of fraud and bad faith arising out of the adjustment of a storm loss.
  • Obtained a jury verdict of no liability arising out of claims of fraud and bad faith against an insurance carrier that issued a jewelers block policy.
  • Obtained a jury verdict of no liability for a reinsurer based upon accord and satisfaction defense.
  • Successful arbitration of a dispute regarding insurance policy interpretation resulting in a determination of no coverage under an errors and omissions policy.
  • Successful representation of a reinsurer in an arbitration regarding coverage for the extent of loss covered by the reinsured umbrella policies, including the recovery of attorneys’ fees.
  • Successful representation of a reinsurer in an arbitrated dispute with a reinsured over the allocation of loss among various general liability policies.
  • Entry of summary judgment of no coverage for a reinsurer of a captive insurance company on a hospital professional liability policy.
  • Entry of summary judgment for a third party administrator on a malpractice claim.

Personal Interests

  • Family, college sports, politics, current events, religious studies


Bar Admissions


Court Admissions

U.S. Court of Appeals for the Fifth Circuit
U.S. District Court for the Eastern District of Texas
U.S. District Court for the Northern District of Texas
U.S. District Court for the Southern District of Texas
U.S. District Court for the Western District of Texas


Baylor University School of Law
J.D. cum laude, Baylor Law Review - Notes & Comments Editor

Baylor University
B.A. summa cum laude

Leadership & Community

Professional Associations

  • Baylor Law Alumni Association — Sustaining Lifetime Member
  • Dallas Bar Association — Sustaining Life Fellow
  • Defense Research Institute
  • Federation of Defense and Corporate Counsel — Vice-Chair, Property Section; Chair, Extra-Contractual Liability Section; 1996-present
  • Texas Bar Foundation — Life Fellow
  • American College of Coverage and Extracontractual Counsel — Fellow, 2013-present; Co-Chair, CGL/Excess Liability Insurance Committee, 2018-19; Co-Chair, First-Party Insurance Committee, 2016-18

Civic Activities

  • Highland Park Presbyterian Church — Elder

Firm Leadership

  • Office Leader, Dallas
  • Drinker Biddle & Reath LLP — Chair, Property & Casualty Insurance Team, 2018-20; Regional Partner in Charge, Dallas Office, 2017-20


  • Chambers USA — Texas, Insurance, 2020-21
  • Best Lawyers® — Insurance Law, 2013-21; Commercial Litigation, 2013-22
  • Best Lawyers® — Insurance Law, “Lawyer of the Year” in Dallas/Ft. Worth, 2020
  • Best Lawyers® in Dallas — Insurance Law

Awards Methodology

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